Now serving New England + New York

Cut your
electric bill.
Own your system
by year five.

Solar and battery storage installed at no upfront cost. You save from day one — and exercise your purchase option at the 5-year mark when it makes financial sense.

Rhode Island Upstate New York Vermont Connecticut

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$0 Upfront cost to you
20–30% Typical electric bill reduction
30% Federal ITC on system value
4 States served
Year 5 Purchase option available
The process

Three steps.
No surprises.

We handle the engineering, permitting, utility interconnection, and installation. Your job is to keep the lights on.

01

Free site assessment & savings analysis

We pull your utility data, run a solar irradiance model on your roof or property, and produce a precise 25-year savings projection — specific to your utility rate and state incentive program.

No commitment required
02

We install. You start saving immediately.

Dichotomy Solar funds 100% of the system cost. We handle permits, interconnection, and installation. Once energized, your monthly payment replaces a portion of your utility bill — at a lower rate.

$0 upfront
03

Exercise your purchase option at year 5

At the five-year mark, you have the right — not the obligation — to buy the system at its fair market value. At that point, the federal ITC recapture period is clear and the economics of ownership are strongest.

Your choice to buy
Savings estimator

See what solar could save you.

These are illustrative estimates based on regional averages. Your actual savings depend on roof orientation, local utility rate, and system size. We'll run precise numbers after your site assessment.

Get a Precise Estimate

Monthly electric bill

$175

State

Est. annual savings

$484

vs. current utility spend

25-year savings

$19,300

cumulative, w/ 3% rate escalation

Monthly payment

$130

estimated service charge

Net monthly benefit

+$45

positive from day one

Estimates assume 90% solar offset, state-average utility rates, and applicable incentive programs. Storage adds demand charge reduction value in CT and NY. Federal ITC of 30% is factored into system economics.

Where we work

Four markets.
Each one matters.

We've spent years analyzing the regulatory and incentive landscape in each state. We go deep where the economics are strongest.

RI
Rhode Island
True retail-rate net metering + REG feed-in tariff

Rhode Island's net metering credits excess generation at full retail rate — one of the strongest in New England. The Renewable Energy Growth (REG) program offers a set contract price for systems 25 kW–5 MW. We identify the optimal compensation structure for your load profile.

Strong NEM
NY
Upstate New York
NY-Sun incentives + VDER Value Stack + Community DG

NYSERDA's NY-Sun program provides upfront $/Watt incentives on top of the ITC. The VDER value stack (energy + capacity + environmental + locational components) determines your compensation. We focus on National Grid NY and NYSEG territories where interconnection timelines are most manageable.

NY-Sun Eligible
VT
Vermont
Net Metering 2.0 + Group Net Metering for C&I subscribers

Green Mountain Power's NM 2.0 structure rewards roof-mounted systems with location and category adjustors. Group net metering allows a single host to distribute credits to multiple accounts — a powerful vehicle for C&I solar with multiple tenant or subscriber structures.

Group NM Available
CT
Connecticut
Solar + storage focus — demand charge management drives ROI

CT's net metering structure credits excess at avoided cost (not retail), making standalone solar economics thin. We exclusively pair solar with battery storage in CT, unlocking demand charge management value for C&I customers. The CT Green Bank Smart-E Loan further improves project returns.

Solar + Storage Only
The purchase option

Why year five is the right time to buy.

The 5-year structure isn't arbitrary. It's engineered around federal tax recapture rules and system depreciation schedules.

Day one
System goes live. Savings begin.

No upfront cost. Your monthly solar service payment replaces a portion of your utility bill at a guaranteed lower rate. Savings are locked in contractually.

Years 1–5
We own it. You benefit from it.

Dichotomy Solar retains ownership and captures the 30% federal ITC and applicable MACRS depreciation. The system is fully maintained and production-guaranteed. Your savings accrue.

Year 5 option window
Your purchase right activates.

The federal ITC recapture period has fully elapsed. The system's fair market value has declined with depreciation. You can buy at a price that reflects the actual remaining useful life — typically 60–70% of original installed cost.

Years 5–25+
Own it outright. Pure savings.

If you exercise, you own the system free and clear. Every kWh it produces is yours at zero marginal cost. With a 25-year panel warranty, you have two decades of grid bill displacement ahead.

Why this structure works for you

The owner's economics, without the owner's risk during the ITC window.

The 30% federal tax credit can only be fully utilized by a taxpayer with sufficient federal tax liability. Most homeowners and small businesses can't efficiently capture the full ITC themselves. We can — and we pass the economic benefit through via a lower service charge.

30% federal ITC captured by Dichotomy Solar and passed through via reduced service charge

5-year ITC recapture period fully elapsed before your purchase option triggers — no clawback risk

Production guaranteed for the full service period — underperformance is our problem, not yours

Fair market value purchase price is pre-agreed and disclosed at signing — no surprises

Option, not obligation — if it doesn't make sense in year 5, you can extend or walk away per contract terms

Why Dichotomy Solar

We think like investors.
Because we are.

Dichotomy Solar is the distributed generation arm of Dichotomy Capital LLC, an energy storage and distributed generation investment firm. We apply institutional underwriting discipline to every project — residential or commercial.

01
Regulatory depth in every market we enter

We know the NEM tariff, interconnection queue, and utility hosting capacity map in every state we operate. We don't win business in markets where the math doesn't work. If we're offering you a project, the economics are real.

02
No equipment upsell. No sales commission games.

We own the system. Our interest is in a system that performs for 25 years — not in selling you the most expensive equipment. We spec for reliability and long-term production, not margin on hardware.

03
Transparent contracts. Your attorney can review them.

The service agreement, purchase option mechanics, and production guarantee are disclosed fully at the proposal stage. We encourage you to have counsel review before signing. Complex financial structures shouldn't be opaque.

Your utility bill isn't
going down on its own.

Get a free, no-obligation savings analysis for your home or business in Rhode Island, Vermont, upstate New York, or Connecticut.

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